Most companies pay their PSP more than their contract says.
We can tell you exactly how much — in 15 days, with documents you already have.
The reality of payment costs
A blended view of where your acceptance cost actually lands — and the drift your provider never flags.
Illustrative example — your real figures are confirmed line by line in the audit.
The method
No integration. No system access. No onboarding call. Just two documents — and 15 days.
Who this is for
We keep the scope tight on purpose — so the audit is fast, the finding is real, and you don't pay for work that doesn't apply to you.
No gap, no fee. If we don’t find recoverable savings, the audit costs you nothing — and you get the answer in 15 days.*
* If we do find a gap, a fixed fee applies — typically a fraction of what we recover.
We focus on €2M–€20M/month
All PSPs you use — multi-PSP setups welcome
All fields are required. We sign an NDA before any document is exchanged. Data stored on EU servers.
We'll respond within 24 hours.
Questions
You share two documents — your signed PSP merchant agreement and your last 3 months of billing statements. We cross-reference every fee line against your contracted rates and return a report quantifying each gap in euros within 15 days. No system access, no integration.
Industry analysis shows European merchants routinely pay 0.10%–0.40% above their contracted rate. On €1M/month that's around €48,000 a year; on €5M/month it exceeds €240,000.
All major European PSPs — Adyen, Stripe, Mangopay, Worldline, PayPal, Braintree, Checkout.com and others. The audit is document-based, so it works with any provider that issues a signed agreement and itemised statements. Multi-PSP setups are fully supported.
Yes. Your documents are reviewed solely for your audit and never shared. Submissions are encrypted with AES-256-GCM, and an NDA is signed before any document is exchanged.
As little as 15 days from the moment you share your two documents — no onboarding, no integration, no upfront meetings.
Your documents are reviewed exclusively for the purpose of your audit. Application data is encrypted before transmission using AES-256-GCM — only oryjin can decrypt it.